NCRC represents its 600 member organizations before Congress, federal regulatory agencies and the press. NCRC routinely testifies before the U.S. Congress, and meets with the leadership of banking and lending regulatory agencies. To see our testimony and regulatory comment, please click here [link]

In recent years, NCRC has led efforts to reform the financial system, respond to the foreclosure crisis, and expand the Community Reinvestment Act. We are experts on banking, business development, community reinvestment, community development, civil rights, housing, and workforce issues.

NCRC staff briefs legislators on timely issues and provides community groups with a voice on Capitol Hill. NCRC members contact national representatives through listserves, mailings, sign–on letters, conference calls and more. To see our latest take action alerts, click here [link to take action].

NCRC’s policy positions are determined via consultation with its membership and a vote of the NCRC Board. The NCRC 2010 Legislative and Regulatory Agenda [link to hill packet] addresses the following issues:

1. Financial Regulatory Reform
    a. Creation of an independent Consumer Financial Protection Agency
    b. Systemic risk prevention
    c. Resolution authority
2. Expansion of the Community Reinvestment Act
3. Foreclosure Prevention and Loan Modifications
4. Jobs: Workforce Development and GROW Centers

NCRC and its members have succeeded in:
•    Expanding accountability: Changing the system that holds banks accountable under the fair lending laws and the Community Reinvestment Act (CRA), and preserving CRA from continuous efforts to weaken it.
•    Protecting consumers: Passing financial regulatory reform, creating a consumer protection bureau, and additional mortgage lending protections for consumers.
Increasing transparency: the availability and usability of lending data made available by bank regulatory agencies. Expanding small business data collection to include the race and gender of the borrower.